Aetna – Dallas, TX
Learn More About the Benefits of Aetna
Did you know that your oral health and overall wellness are connected? Various dental issues can increase your risk of health problems and vice versa. You can invest in a healthy mouth and body for minimal out-of-pocket expenses by visiting your Aetna dentist in Dallas, Dr. Xinxing Liu. Your dental insurance gives you access to affordable dentistry to keep your mouth healthy.
Aetna Coverage Availability & Fees
Aetna is a leading provider of comprehensive dental plans for families and individuals. Your monthly premiums give you access to a nationwide network of dental professionals. You’ll benefit from reduced rates to reach optimal oral health. Although every plan differs, most policies include:
- 100% Coverage for Preventive Dental Care
- 80% Coverage for Basic Dental Work
- 50% Coverage for Major Dental Services
Dental insurance works differently than your medical coverage. Your benefits focus on prevention to stop common dental problems from occurring in the first place, like cavities and gum disease. You can visit your dentist every 6 months for preventive care for a co-payment. Research has shown that every $1 of preventive dentistry can save up to $50 on emergency services.
If a problem with your oral health occurs, don’t worry about a large bill. Aetna is there for you. After meeting your annual deductible, you can use your yearly allowance to lower the cost of medically necessary services, like fillings, dental crowns, and root canals.
Aetna recommends choosing a dentist in their network to benefit from reduced fees for common services. They have pre-negotiated rates with select dental practices. You have the freedom to visit any dentist that accepts your coverage, even if they are out-of-network. You can still use your coverage, but you may pay more out-of-pocket. Dr. Liu accepts both in-network and out-of-network patients.
Unfortunately, your dental insurance doesn’t last forever. Your benefits expire at the end of the year, and you’ll lose anything you don’t use. Nothing will carry over and you aren’t reimbursed for anything. Less than 3% of Americans meet or exceed their annual limits. We don’t want to see you throw money down the drain.
Talk to Our Team
Don’t worry about navigating your dental insurance in Dallas alone. Our team is here to help. We will work on your behalf with Aetna to maximize your dental coverage. A member of our team will explain how your benefits are being used and your payment options for any remaining balance, like CareCredit.
It’s never too late to invest in healthy teeth and gums. Request an appointment through Dr. Liu’s website or call her office at (469) 949-1993.