4540 Ross Ave Ste 140, Dallas, TX 75204
(469) 210-7223BlueCross BlueShield – Dallas, TX
Learn More About the Benefits of BlueCross BlueShield
Your oral and overall wellness are connected, which means a healthy smile is important. Although brushing and flossing can help keep your teeth and gums healthy, they aren’t enough. You also need regular care from a dentist, but dentistry can be expensive. You don’t have to worry about a large bill if you have dental insurance. Your BlueCross BlueShield dentist in Dallas, Dr. Xinxing Liu, can help you reach optimal oral health for minimal out-of-pocket costs.
BlueCross BlueShield Coverage Availability & Fees
BlueCross BlueShield is a nationwide provider of affordable dental plans for families and individuals. Your premiums give you access to discounted rates for the services you need to keep your mouth healthy. Although every policy differs, most plans include:
- Preventive Dental Care: You can visit your dentist every 6 months for a cleaning and checkup after a co-payment. 100% of preventive dental services can be covered, including cleanings, checkups, and X-rays.
- Basic Dental Work: If your dentist finds anything concerning, you can use your dental insurance to resolve the issue quickly. Basic dental services are covered by 80% after meeting your annual deductible, like fillings and extractions.
- Major Dental Work: BlueCross BlueShield also offers coverage for major dental work, like root canals and bridges. They can cover up to 50% of the expenses until you reach your annual limit.
Your dental plan focuses on prevention to stop common oral health issues from occurring in the first place, like cavities and gum disease. Research has shown that every $1 of preventive care can save up to $50 on restorative fees.
If a problem arises, your dental insurance will pay some of the expenses after meeting your deductible. You can use your annual allowance to reduce the amount you’ll pay out-of-pocket.
BlueCross BlueShield recommends choosing a dentist in their network to enjoy more coverage at the time of services. They have pre-negotiated rates for common services with preferred dental offices, so you pay less. However, you can still use your coverage at an out-of-network dentist. You’ll be responsible for the difference between your insurance’s allowable amount and the dentist’s fees.
Unfortunately, your dental benefits don’t last forever. They will expire at the end of the year and you’ll lose anything you haven't used. On average, less than 3% of people meet their annual limits. You could lose hundreds to thousands of dollars that could have been spent on your dental health if you don’t visit your dentist.
Talk to Our Team
Dental insurance in Dallas can be confusing, but we are here to help. A member of our office will work on your behalf with your dental insurance to maximize your coverage. We’ll help you keep a healthy smile within your budget. Request an appointment through our website or call our office at (469) 949-1993.